Do Loans Have To Be Consolidated For PSLF – A PSLF form is the form that you have to complete in order to be eligible for the Public Service Grant Forgiveness program. The PSLF is an initiative that allows you to receive your loans for free within 10 years after you have served. In order to be eligible this program, you must work full-time for a qualifying employer and pay 120 on-time payments.
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