Can I Retroactively Apply For PSLF – The PSLF form is one form which you have to fill out in order to receive the Public Service The Loan Forgiveness Programme. The PSLF is an option that permits you to have your loans forgiven upon completion of 10 consecutive years. When you are eligible to join this program, you need to work full-time for a qualified employer and be able to make 120 timely payments.
If you’re not certain which qualifies as an employer that is qualified, here are some suggestions that qualify:
-Your government employer
A 501(c)(3) non-profit organization
-A non-profit or public health-care organization
-An AmeriCorps or Peace Corps volunteer service
When do I have to File For Can I Retroactively Apply For PSLF?
You’re eligible to apply for PSLF in the event that you have an eligible loan and you make 120 qualifying payments on that loan. It’s possible to apply for PSLF with only 10 qualifying payments, however the application must be filed within the first 10 years of your repayment period.
There’s no need to declare PSLF in the first month of the repayment period. You can wait until you’ve made 120 payments before submitting for it.
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